Everyone Needs HUGS!
The Emerald, Gold and Amethyst umbrella appears against a textured teal background with moving light and gold accents. On-screen words: “Everyone Needs HUGS!”, “We’ll help you find the coverage that fits.” and “Choose your HUGS branch and protect what matters most.”
Emerald
Business Management Solutions
Gold
Insurance Product Lines
Amethyst
Corporate Consulting & Broker Services
The Arms behind HUGS
Whether you are seeking coverage for yourself and your loved ones, assembling the pieces of a small business, or organizing more complex projects, HUGS is prepared to assist.
Drawing on more than twenty years of combined leadership and industry experience, we share knowledge that equips you to continue forward with confidence each day.


Your experience matters
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Tell us what went well and what we can improve. We welcome all feedback about your experience with HUGS.
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How we give the best HUGS!

“No pressure, good people.”

“I choose HUGS because I felt heard.”

“I only had the VA, but I get more benefits like dental out of my Medicare Advantage plan now.”

“The HUGS team was friendly and easy to talk to. They listened to my concerns and treated my questions with respect.”

“Our family appreciated the patience and personal attention we received from HUGS. It meant a lot to feel heard and have our questions taken seriously.”

“The service felt personal from the first conversation. HUGS listened carefully and made me feel comfortable asking for clarification.”

“HUGS helped break things down in plain language. I appreciated the clear communication and knowing what the next steps would be.”

“HUGS helped me find affordable insurance as an independent contractor.”
Quick Gold Client Resources & Forms
Partner Network
Partner links are not available from this page.
Independent agent opportunities
Information only — online applications are unavailable.
Contact HUGS
Monday–Friday: 10:00 a.m.–2:00 p.m.
Saturday–Sunday: Closed
Closed on federal holidays, their observed dates, and Holy Days of Obligation.
Phone support during office hours: (704) 616-2431
Info@HugSavings.com
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